Choosing an Auto-enrolment Pension Scheme

  • Price: £3.60
  • Published: January 2017
  • Type: Business Information Factsheet
  • Format: PDF

Automatic enrolment (or 'auto-enrolment') is a system that requires employers in the UK to enrol certain employees into a pension scheme and (in most cases) to make contributions to that pension.

Auto-enrolment is being introduced gradually, and The Pensions Regulator (TPR) has assigned each UK employer a 'staging date', which determines when they have to begin carrying out their duties under the system. The auto-enrolment pension system is explained in detail in BIF482, A Guide to Pension Auto-enrolment for Employers, which also provides a timeline showing when employers have to act on each of the duties that they have in relation to auto-enrolment.

This factsheet explains how employers can choose a pension scheme for use with auto-enrolment. It identifies the legal requirements that pension schemes must meet and outlines the considerations that employers should take into account when determining which pension scheme best meets their own interests and those of their employees. It also provides information about the costs involved in setting up a scheme and the ongoing tasks involved in managing the scheme, as well as sources of help and information.

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