Taking Payment by Credit or Debit Card

  • Price: £3.60
  • Published: November 2014
  • Type: Business Information Factsheet
  • Format: PDF

Accepting payment by credit or debit card is increasingly important for small business traders. Banks and other payment service providers offer a range of merchant services that enable traders to take card payments securely online, in person, by telephone or mail order. Traders need to apply for a merchant account in order to access these services.

This factsheet explains what a merchant account is and why it is useful for small business traders. It outlines the different types of merchant services that traders can apply for and gives examples of providers. The factsheet also lists the type of information that merchant account providers may request during the application process.

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